The Upper Cumberland region of Tennessee offers unprecedented and affordable quality of life. Surrounded by rolling hills and scenic landscapes, it offers a blend of small-town Southern hospitality and big-city amenities to make it the ideal place to live, work, play, raise a family, and retire.  It is within a day's drive of about 75% of the nation's population, and includes crossroads at I-40 and U.S. 111.

The housing market and cost of living are among the most affordable in the Southeast, and it is home to excellent medical, educational and cultural facilities. With top-rated golf courses, lakes, rivers, hiking, championship fishing, hunting, and an amazing variety of sports and other activities, you will be charmed by our rich historical heritage, art & music events, unique shops, cosmopolitan cuisine, and outdoor opportunities. recently named Tennessee as the best state to retire to.  Bankrate pored through a slew of key factors, including access to medical care, cost of living, local crime rates, state and local taxes--as well as climate, and Tennessee hit the No. 1 spot.  Its cost of living is the second lowest in the country, and Tennessee's state and local tax burden is the third lowest in the nation.  All of those factors make Tennessee an excellent place for retirees, especially those on a tight budget and fixed income. 

Cookeville-Putnam County Has Been Named:

·         A “Where to Retire” community

·         A Tennessee Top 10 upscale retirement community

·         A National Main Street community

·         A Tennessee 3-Star community

·         A “Most Affordable” community

·         An AARC Seal of Approval community


Education is an important focus for HBAUC. The future of the home building industry relies on the youth of today. With this in mind, HBAUC is a regular supporter of the Putnam County and White County School System Vocational Education Programs. In addition to financial support, members of HBAUC offer their time to assist the educators in the classroom.  HBAUC created an endowment for scholarships for students in construction education at the Cookeville Higher Education Campus.  You can help to grow this endowment by donating to the flower fund. Call 931-528-7472 for more information.   

Putnam County Habitat for Humanity is one of the favorite organizations of HBAUC. Habitat's mission is to provide safe, decent, and affordable housing to those in need. Both organizations understand the importance that home ownership plays in the development of a family. Through the support of HBAUC and other donors, volunteers, and supporters; Putnam County Habitat for Humanity has built many homes in our community. In addition to financial support, HBAUC members are often found volunteering on Habitat job sites. For more information, visit

Visit the Cookeville Area-Putnam County Chamber of Commerce for more information about Cookeville organizations.